Analysis for Santander
Description & usage
Santander is an international retail and commercial bank with strong positions in Europe and Latin America. Its model relies on scalable branch and digital distribution, lending activities, and a broad payments footprint. Important drivers are deposit growth, credit quality, and local rate dynamics across key markets. Investors also monitor currency effects, regulatory capital requirements, and operating efficiency.
Basic info
- Symbol
- SAN.MC
- Type
- Stock
- Region
- Europe
- Sector
- Financials
- Available history
- 11.2 years
- Last trading day
- 04/02/2026
Basic info
- Symbol
- SAN.MC
- Type
- Stock
- Region
- Europe
- Sector
- Financials
- Available history
- 11.2 years
- Last trading day
- 04/02/2026
Market context
- DXY
- 120.89
- US 10Y Real
- 1.99%
- Fed Balance
- $6.68T
- EZ HICP
- 2.0%
- ECB Rate
- 4.25%
- Bund 10Y
- 3.03%
- VIX
- 24.54
- HY OAS
- 3.17%
- Brent
- $121.88
- Core HICP
- 2.3%
- DE 2Y
- 2.62%
- EZ PMI
- –
Score overview
The overall score combines Performance, Stability and Trend into one comparable value.
Market context
- DXY
- 120.89
- US 10Y Real
- 1.99%
- Fed Balance
- $6.68T
- EZ HICP
- 2.0%
- ECB Rate
- 4.25%
- Bund 10Y
- 3.03%
- VIX
- 24.54
- HY OAS
- 3.17%
- Brent
- $121.88
- Core HICP
- 2.3%
- DE 2Y
- 2.62%
- EZ PMI
- –
Analysis summary
Technical asset picture
Santander (SAN.MC) currently has a total score of 67 points, placing it in the strong range. The score is made up of Performance (77), Stability (55) and Trend (61).
Performance scores 77 points (strong). Key strength: 1Y return at 87.2 %. Even the weakest return is still strong in absolute terms: 10Y return at 136.6 %. This points to a sharper upswing more recently.
Stability scores 55 points (neutral). Key strength: return/volatility ratio at 2.88. Weaker metric: max drawdown (10Y) at -78.1 %. That indicates very deep historical drawdowns. Higher Stability points are better and typically reflect calmer swings and smaller drawdowns-but prices can still fall.
Trend scores 61 points (strong). Key strength: 12M momentum at 90.4 %. Main drag: Price is about 3.7 % below SMA50.
Overall, the score is shaped most by Performance; Stability trails and dampens the total. On a metric level, return/volatility ratio stands out, while max drawdown (10Y) is the main weak spot.
Current market backdrop
The backdrop currently looks mixed and rather restrictive.
A strong US dollar currently paints a mixed risk picture.
High US real yields and elevated long yields lean toward a restrictive rate backdrop.
What that typically means here
For this asset type, the current backdrop looks mixed rather than clearly directional.
Note: Euro area PMI was not used actively in the effect logic.
Historical evaluation and qualitative market context only, not investment advice.
Price chart
Use the chart to read recent price behavior before drilling into metrics.
Scores and metrics
Explore the overall score, the three pillar scores, and the metrics behind them.