Analysis for Navient
Description & usage
Navient is a U.S. financial-services company focused on student-loan servicing and related credit solutions. The business is strongly influenced by regulatory policy and credit performance. Key drivers are servicing volume, default trends, funding costs, and operating efficiency.
Basic info
- Symbol
- NAVI
- Type
- Stock
- Region
- US
- Sector
- Industrials
- Available history
- 11.2 years
- Last trading day
- 03/30/2026
Basic info
- Symbol
- NAVI
- Type
- Stock
- Region
- US
- Sector
- Industrials
- Available history
- 11.2 years
- Last trading day
- 03/30/2026
Market context
- DXY
- 120.89
- US 10Y Real
- 1.99%
- Fed Balance
- $6.68T
- CPI YoY
- 2.4%
- Fed Rate
- 3.75%
- US 10Y
- 4.35%
- VIX
- 24.54
- HY OAS
- 3.17%
- Brent
- $121.88
- Core CPI
- 2.5%
- US 2Y
- 3.84%
- ISM PMI
- –
Score overview
The overall score combines Performance, Stability and Trend into one comparable value.
Market context
- DXY
- 120.89
- US 10Y Real
- 1.99%
- Fed Balance
- $6.68T
- CPI YoY
- 2.4%
- Fed Rate
- 3.75%
- US 10Y
- 4.35%
- VIX
- 24.54
- HY OAS
- 3.17%
- Brent
- $121.88
- Core CPI
- 2.5%
- US 2Y
- 3.84%
- ISM PMI
- –
Analysis summary
Technical asset picture
Navient (NAVI) currently has a total score of 11 points, placing it in the very weak range. The score is made up of Performance (9), Stability (18) and Trend (5). All three sub-scores are currently below average.
Performance scores 9 points (very weak). Least weak metric: 5Y return at -38.6 %. Main drag: 1Y return at -38.6 %.
Stability scores 18 points (very weak). Least weak metric: volatility (365d, annualized) at 40.3 %. Main drag: return/volatility ratio at -0.96. Higher Stability points are better and typically reflect calmer swings and smaller drawdowns-but prices can still fall.
Trend scores 5 points (very weak). Trend signals are mostly negative right now. Least weak signal: Price is about 13.6 % below SMA50. Main drag: Price is about 25.8 % below SMA100.
Overall, the picture is very weak: none of the three dimensions shows a clear strength.
Current market backdrop
The backdrop currently looks mixed and rather restrictive.
A strong US dollar currently paints a mixed risk picture.
High US real yields and elevated long yields lean toward a restrictive rate backdrop.
What that typically means here
For tech, growth, and communication-services assets, higher real yields and a stronger US dollar typically lean headwind.
Note: DXY is used here as the latest available reading; ISM PMI was not used actively in the effect logic.
Historical evaluation and qualitative market context only, not investment advice.
Price chart
Use the chart to read recent price behavior before drilling into metrics.
Scores and metrics
Explore the overall score, the three pillar scores, and the metrics behind them.