FoxScore

Analysis for mBank

Description & usage

mBank is a major Polish bank focused on digital retail banking and corporate financial services. It benefits from technology-led customer engagement and an efficient platform model. Key valuation drivers are loan growth, NIM trends, credit provisioning, and cost efficiency.

Basic info

Symbol
MBK.WA
Type
Stock
Region
Europe
Sector
Financials
Available history
11.1 years
Last trading day
04/02/2026

Score overview

The overall score combines Performance, Stability and Trend into one comparable value.

Market context

DXY
120.89
US 10Y Real
1.99%
Fed Balance
$6.68T
EZ HICP
2.0%
ECB Rate
4.25%
Bund 10Y
3.03%
VIX
24.54
HY OAS
3.17%
Brent
$121.88
Core HICP
2.3%
DE 2Y
2.62%
EZ PMI

Analysis summary

Technical asset picture

mBank (MBK.WA) currently has a total score of 72 points, placing it in the strong range. The score is made up of Performance (86), Stability (46) and Trend (75). The profile is clearly uneven: Performance stands out while Stability is more neutral.

Performance scores 86 points (very strong). Key strength: 3Y return at 302.4 %. Even the weakest return is still strong in absolute terms: 1Y return at 38.7 %.

Stability scores 46 points (neutral). Key strength: current drawdown at 0.0 %. Weaker metric: max drawdown (10Y) at -78.4 %. That indicates very deep historical drawdowns. Higher Stability points are better and typically reflect calmer swings and smaller drawdowns-but prices can still fall.

Trend scores 75 points (strong). Key strength: Price is about 11.8 % above SMA50. Main drag: trend strength at 0.15. That often means the move is strong, but not perfectly steady.

Overall, the profile has a clear strength in Performance, while Stability is the main limiter. On a metric level, current drawdown stands out, while max drawdown (10Y) is the main weak spot.

Current market backdrop

The backdrop currently looks mixed and rather restrictive.

A strong US dollar currently paints a mixed risk picture.

High US real yields and elevated long yields lean toward a restrictive rate backdrop.

What that typically means here

For this asset type, the current backdrop looks mixed rather than clearly directional.

Note: Euro area PMI was not used actively in the effect logic.

Historical evaluation and qualitative market context only, not investment advice.

Price chart

Use the chart to read recent price behavior before drilling into metrics.

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