Analysis for Chugin Financial Group
Description & usage
Chugin Financial Group is a Japanese regional banking holding company focused on SMEs and retail customers. The franchise benefits from local relationship depth and recurring interest income. Key drivers are loan growth, credit costs, net interest margin, and capital ratios.
Basic info
- Symbol
- 5832.T
- Type
- Stock
- Region
- Japan
- Sector
- Financials
- Available history
- 3.5 years
- Last trading day
- 04/03/2026
Basic info
- Symbol
- 5832.T
- Type
- Stock
- Region
- Japan
- Sector
- Financials
- Available history
- 3.5 years
- Last trading day
- 04/03/2026
Market context
- DXY
- 120.89
- US 10Y Real
- 1.99%
- Fed Balance
- $6.68T
- CPI YoY
- 2.4%
- Fed Rate
- 3.75%
- US 10Y
- 4.35%
- VIX
- 24.54
- HY OAS
- 3.17%
- Brent
- $121.88
- Core CPI
- 2.5%
- US 2Y
- 3.84%
- ISM PMI
- –
Score overview
The overall score combines Performance, Stability and Trend into one comparable value.
Market context
- DXY
- 120.89
- US 10Y Real
- 1.99%
- Fed Balance
- $6.68T
- CPI YoY
- 2.4%
- Fed Rate
- 3.75%
- US 10Y
- 4.35%
- VIX
- 24.54
- HY OAS
- 3.17%
- Brent
- $121.88
- Core CPI
- 2.5%
- US 2Y
- 3.84%
- ISM PMI
- –
Analysis summary
Technical asset picture
Chugin Financial Group (5832.T) currently has a total score of 80 points, placing it in the very strong range. The score is made up of Performance (92), Stability (59) and Trend (84). The profile is clearly uneven: Performance stands out while Stability is more neutral.
Performance scores 92 points (very strong). Key strength: 3Y return at 208.6 %. Even the weakest return is still strong in absolute terms: 1Y return at 71.0 %.
Stability scores 59 points (neutral). Key strength: CAGR/drawdown ratio at 1.59. Weaker metric: volatility (365d, annualized) at 38.9 %. That implies elevated swings. Higher Stability points are better and typically reflect calmer swings and smaller drawdowns-but prices can still fall.
Trend scores 84 points (very strong). Key strength: Price is about 27.4 % above SMA200. Even the weakest metric remains solid in absolute terms: SMA50 distance at -0.0 %.
Overall, the very strong total score is driven mainly by Performance and Trend; Stability is the biggest lever for improvement. On a metric level, CAGR/drawdown ratio stands out, while volatility (365d, annualized) is the main weak spot.
Current market backdrop
The backdrop currently looks mixed and rather restrictive.
A strong US dollar currently paints a mixed risk picture.
High US real yields and elevated long yields lean toward a restrictive rate backdrop.
What that typically means here
For this asset type, the current backdrop looks mixed rather than clearly directional.
Note: ISM PMI was not used actively in the effect logic.
Historical evaluation and qualitative market context only, not investment advice.
Price chart
Use the chart to read recent price behavior before drilling into metrics.
Scores and metrics
Explore the overall score, the three pillar scores, and the metrics behind them.