Analysis for Huishang Bank
Description & usage
Huishang Bank is a regional Chinese lender focused on corporate and retail banking in Anhui province. The franchise benefits from local market position and stable deposit dynamics. Key factors are net interest margin, asset quality, fee contribution, and capital adequacy.
Basic info
- Symbol
- 3698.HK
- Type
- Stock
- Region
- Asia
- Sector
- Financials
- Available history
- 11.2 years
- Last trading day
- 04/02/2026
Basic info
- Symbol
- 3698.HK
- Type
- Stock
- Region
- Asia
- Sector
- Financials
- Available history
- 11.2 years
- Last trading day
- 04/02/2026
Market context
- DXY
- 120.89
- US 10Y Real
- 1.99%
- Fed Balance
- $6.68T
- CPI YoY
- 2.4%
- Fed Rate
- 3.75%
- US 10Y
- 4.35%
- VIX
- 24.54
- HY OAS
- 3.17%
- Brent
- $121.88
- Core CPI
- 2.5%
- US 2Y
- 3.84%
- ISM PMI
- –
Score overview
The overall score combines Performance, Stability and Trend into one comparable value.
Market context
- DXY
- 120.89
- US 10Y Real
- 1.99%
- Fed Balance
- $6.68T
- CPI YoY
- 2.4%
- Fed Rate
- 3.75%
- US 10Y
- 4.35%
- VIX
- 24.54
- HY OAS
- 3.17%
- Brent
- $121.88
- Core CPI
- 2.5%
- US 2Y
- 3.84%
- ISM PMI
- –
Analysis summary
Technical asset picture
Huishang Bank (3698.HK) currently has a total score of 70 points, placing it in the strong range. The score is made up of Performance (60), Stability (75) and Trend (90). All three sub-scores are currently above average.
Performance scores 60 points (strong). Key strength: 1Y return at 80.0 %. Even the weakest return is still strong in absolute terms: 10Y return at 55.2 %. This points to a sharper upswing more recently.
Stability scores 75 points (strong). Key strength: current drawdown at 0.0 %. Main drag: CAGR/drawdown ratio at 0.10. Higher Stability points are better and typically reflect calmer swings and smaller drawdowns-but prices can still fall.
Trend scores 90 points (very strong). Key strength: Price is about 21.9 % above SMA50. Even the weakest metric remains solid in absolute terms: relative strength (12M) at 16.8 %.
Overall, the profile has a clear strength in Trend, while Performance is the main limiter. On a metric level, current drawdown stands out, while 10Y return lags.
Current market backdrop
The backdrop currently looks mixed and rather restrictive.
A strong US dollar currently paints a mixed risk picture.
High US real yields and elevated long yields lean toward a restrictive rate backdrop.
What that typically means here
For this asset type, the current backdrop looks mixed rather than clearly directional.
Note: ISM PMI was not used actively in the effect logic.
Historical evaluation and qualitative market context only, not investment advice.
Price chart
Use the chart to read recent price behavior before drilling into metrics.
Scores and metrics
Explore the overall score, the three pillar scores, and the metrics behind them.